Share Loan
धितोपत्र बजारलाई अर्थतन्त्रको पूँजी बजारको महत्वपूर्ण अंग मानिन्छ र यसलाई सहजीकरण गर्न बैंकको पक्षमा अभौतिकीकरण गरिएका शेयरका आधारमा हाम्रा आदरणीय ग्राहकवर्गलाई नबिल शेयर कर्जा (एनएसएल) उपलब्ध गराइन्छ । कर्जा प्रकृया सरल छ जस्का देहाय बमोजिमका विशेषताहरु छन् ।
विशेषता
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Attractive & competitive interest rate
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Minimum Loan Processing Fee
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Loan size up to NPR 150 million
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Annually renewable
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Listed Share Brokers to accept broker's cheque for loan settlement
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Quick approval and transparent loan processing
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Loan processing from a wide range of branch networks
Terms & Conditions
- Financing shall be up to 60% of the value of the securities (Ordinary Shares).
- Valuation of shares to be pledged as security is to be done on the basis of average closing price of last 180 days or prevailing minimum market price whichever is lower. This shall be guided by the provision laid down by Nepal Rastra Bank (NRB)
- Interest to be served on a quarterly basis whereas principal to be serviced on an annual basis if not renewed at maturity/expiry.
- Declared income must be adequate to repay the interest obligation of the loan.
- Documents to be submitted for processing the loan are: De-mat Account Statement along with Applicant's citizenship Certificate and PAN Card. Loan Application form and photographs of applicant to be also submitted.
*Loan size up to NPR 150 million (Loans of margin nature to individuals/institutions should not exceed NPR 150 million from all financial institutions, in line with NRB Directive)
Fees & Charges
| Particulars | Charges |
| Loan Administration Fee |
0.75% of the loan amount
|
| Commitment Fee |
0.15% of the unutilized limit if below 60 percent of the limit has been utilized |
| CIC Charge |
On Actual Basis |
All other charges as per directives issued by Nepal Rastra Bank.
