Monday March 30,2020

Nabil Share Loan

The stock market is considered as one of the vital part of the capital markets in the economy and to facilitate the same, Nabil Share Loan (NSL) shall be provided to our valued customer against pledge of dematerialized shares in bank's favor. The loan processes are simplified and includes below mentioned features:

Features of Nabil Share Loan

  • Attractive & competitive interest rate
  • Minimum Loan Processing Fee
  • Loan size up to NPR 200 million
  • Annually renewable
  • Listed Share Brokers to accept broker's cheque for loan settlement
  • Quick approval and transparent loan processing
  • Loan processing from wide range of branch networks

Terms & Conditions

  • Financing shall be up to 60% of the value of the securities.
  • Valuation of shares to be pledged as security is to be done on the basis of average closing price of last 180 days or prevailing minimum market price whichever is lower. This shall be guided by the provision laid down by Nepal Rastra Bank (NRB)
  • Interest to be served on a quarterly basis whereas principal to be serviced on an annual basis if not renewed at maturity/expiry.
  • Declared income must be adequate to repay the interest obligation of the loan.

Frequently Asked Questions (FAQs)


Fees & Charges

Particulars Charges

Loan Administration Fee and renewal

0.5 % of the loan amount or NPR 5,000 whichever is higher

Commitment Fee

1% of the unutilized limit

Prepayment Fee

2% of outstanding in case the loan is taken over by other Banks or FIs

Share Release Charge

NPR 500 per company

Penal Charge

Penal interest




Principal Default


@ 3% p.a. for overdue principal amount for delayed


Interest Default


@ 15% p.a. for overdue interest amount for delayed

CIC Charge

On Actual Basis

Late Payment Fee

NPR 500 each in case of principal and/or interest default