Wednesday October 24,2018
Interest Rate
| % PER ANNUM | |
|---|---|
| A. SAVING DEPOSITS | |
| Bal Bachat | 3.00 |
| Student Savings | 3.00 |
| Jestha Bachat | 3.00 |
| Lok Bachat | 3.00 |
| Nari Bachat | 3.00 |
| General Savings | 3.00 |
| Remittance Savings | 3.00 |
| Share Khata | 3.00 |
| Corporate Staff Savings | 3.25 |
| Salary Savings | 3.75 |
| Bachat Yojana | 4.00 |
| Super Savings | 4.50 |
| Employee Savings | 4.50 |
| B. FIXED | |
| - 1 Month | |
| Institutional | 4.00 |
| Special Bulk Deposit (Institutional)(Min. Rs. 100 Million) | 6.00 |
| Personal | 6.00 |
| - 3 Months | |
| Institutional | 6.00 |
| Special Bulk Deposit (Institutional)(Min. Rs. 100 Million) | 7.00 |
| Premium Bulk Deposit (Institutional) (Min. Rs. 250 million) | 8.00 |
| Personal | 7.00 |
| - 6 Months | |
| Institutional | 9.00 |
| Special Bulk Deposit (Institutional)(Min. Rs. 100 Million) | 9.00 |
| Personal | 9.50 |
| - 1 year | |
| Institutional | 9.00 |
| Special Bulk Deposit (Institutional)(Min. Rs. 100 Million) | 9.00 |
| Personal | 10.00 |
| Cumulative Fixed Deposit (CFD) (For Individuals) | 8.00 |
| - Above 1 year to 2 years | |
| Institutional | 9.00 |
| Special Bulk Deposit (Institutional)(Min. Rs. 100 Million) | 9.00 |
| Personal | 10.00 |
| - Above 2 years to 5 years | |
| Institutional | 9.00 |
| Special Bulk Deposit (Institutional)(Min. Rs. 100 Million) | 9.00 |
| Personal | 10.00 |
| - Above 5 years or Akshyaya kosh | Negotiable |
| LOAN |
Premium over Base Rate |
|---|---|
| A. BUSINESS LOANS | |
| 1. Deprived/ Productive Sector | |
| Institutional Prime | 2.75-5.00 |
| Institutional Others | 4.00-6.00 |
| Others (Direct Lending) | 4.50-7.00 |
| Tourism Sector | 2.50-5.50 |
| Agriculture Loan | 2.75-5.00 |
| 2. Export Finance | |
| Prime | 3.00-5.00 |
| Others | 4.50-6.00 |
| 3. Term Loan | |
| Multinational | 3.50-5.50 |
| Prime | 3.50-5.50 |
| Others | 4.75-6.50 |
| 4. Working Capital Loan | |
| I. Overdraft | |
| Multinational | 4.00-6.00 |
| Prime | 4.00-6.00 |
| Others | 5.50-7.50 |
| II. TR/ Import Loan | |
| Multinational | 3.00-5.50 |
| Prime | 3.00-5.50 |
| Others | 4.50-6.50 |
| III. Demand Loan | |
| Multinational | 3.25-5.50 |
| Prime | 3.50-5.50 |
| Others | 4.50-6.50 |
| IV. Short Term Loan (STL) | |
| Multinational | 3.00-5.00 |
| Prime | 3.00-5.00 |
| Others | 4.50-6.50 |
| V. Structured Short Term/ Time Loan | 2.00-6.50 |
| VI. Nabil Easy Loan | |
| Term Loan | 6.00-7.00 |
| Overdraft | 6.50-7.50 |
| VII. Institutional Auto Finance | 3.25-5.50 |
| VIII. SME Fast Track Loan | 3.70-6.70 |
| B. RETAIL LOANS | |
| 1. Housing (Residential) | |
| Prime | 3.00-6.50 |
| Others | 4.50-7.00 |
| Corporate Employees Loans | 0.00-3.00 |
| 2. Mortgage | |
| Prime | 4.00-6.00 |
| Others (Residential) | 4.00-6.50 |
| Others (Commercial) | 5.00-7.00 |
| 3. Auto | |
| Private: Prime | 3.50-6.00 |
| Private: Others | 4.00-6.00 |
| Commercial | 4.25-6.50 |
| Tractor Loan | 5.50-7.50 |
| 4. Education | 4.00-6.00 |
| 5. Personal Overdraft | 5.50-7.50 |
| 6. Supplementary/ Other Retail Loan | 2.00-5.00 |
| 7. Personal Loan | 4.50-7.50 |
| C. LOAN AGAINST - | |
| I. Fixed Deposit (Nabil Bank) | upto 3.00* |
| II. Fixed Deposit (Other Banks) | upto 3.00* |
| III. 1st Class Bank Guarantee | 3.50-5.00 |
| IV. Other Bank Guarantee | 4.00-5.50 |
| V. Govt. Securities | 2.50-5.00 |
| VI. LCY Loan Against FCY Deposit | 3.00-5.00 |
| VII. Loan Against Cash Collateral | 3.00-5.00 |
| VIII. Loan Against Share | 5.50-7.50 |
| D. EQUITY MORTGAGE LOAN | 5.50-7.50 |
| E. OTHER LOANS | 5.50-7.50 |
| * Base rate or coupon rate whichever is higher plus premium upto 3% | |
Notes:
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| FCY DEPOSITS | |
| A. Savings Deposit | |
| USD Savings - Standard | 0.4% |
| GBP Savings | 0.25% |
| AUD Savings | 0.5% |
| JPY Savings | 0.1% |
| *EUR accounts | 0.0% |
| *CHF accounts | 0.0% |
Notes:
|
|
| Base Rate - Bhadra 2075 | LCY Interest Spread - Bhadra 2075 |
|---|---|
| 7.83% | 5.03% |
