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| Housing Finance |
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| We are committed to provide finance for purchase or construction of your land and house so that you have a shelter of your dream. Please step into one of our branches and feel at home. The following are the features of housing finance scheme.
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S.N.
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Products
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Loan Amount
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Loan Tenor
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Financial Ratio |
| 1 |
Land Purchase
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5 lakhs to 80 lakhs
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upto 20 years
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70% of distress value of property |
| 2 |
Land & Building Purchase
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5 lakhs to 80 lakhs
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upto 20 years
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70% of distress value of property |
| 3 |
Construction
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5 lakhs to 80 lakhs
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upto 20 years
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70% of construction cost |
| 4 |
Renovation / Extension
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3 lakhs to 15 lakhs
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upto 20 years
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70% of renovation cost |
| 5 |
Refinancing (loan take over)
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5 lakhs to 80 lakhs
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upto 20 years
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70% of distress value of property |
Other Features:
Collateral for all above products required
At least 8 feet wide, motorable access to the land
Land to be free of guthi or mohi
Land to be far from high tension line
Third Party Collateral - not acceptable
Prepayment & Service Charges
2% of amount prepaid before 1 year
1% of amount prepaid after 1 year
Partial payment allowed after 1 year only
Service Charge: 1% of loan amount up front
Loan Documentation Fee
NPR 1,500 upto NPR 1 million loan
NPR 3,000 upto NPR 10 million loan
NPR 5,000 above NPR 10 million loan
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| Notices |
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March 09, 2010
| | Paid-up Value NRs. | 100 | | Maximum NRs. | 2380.00 | | Minimum NRs. | 2334.00 | | Closing | NRs. | 2334.00 | | Differ* |  47.00 | | Shares | 1251 |
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Nabil Bank
Ltd. All Rights Reserved