Personal Lending
Housing Finance
We are committed to provide finance for purchase or construction of your land and house so that you have a shelter of your dream. Please step into one of our branches and feel at home. The following are the features of housing finance scheme.

S.N.
Products
Loan Amount
Loan Tenor
Financial Ratio
1
Land Purchase
5 lakhs to 80 lakhs
upto 20 years
70% of distress value of property
2
Land & Building Purchase
5 lakhs to 80 lakhs
upto 20 years
70% of distress value of property
3
Construction
5 lakhs to 80 lakhs
upto 20 years
70% of construction cost
4
Renovation / Extension
3 lakhs to 15 lakhs
upto 20 years
70% of renovation cost
5
Refinancing (loan take over)
5 lakhs to 80 lakhs
upto 20 years
70% of distress value of property


Other Features:
  • Collateral for all above products required
  • At least 8 feet wide, motorable access to the land
  • Land to be free of guthi or mohi
  • Land to be far from high tension line
  • Third Party Collateral - not acceptable

    Prepayment & Service Charges
  • 2% of amount prepaid before 1 year
  • 1% of amount prepaid after 1 year
  • Partial payment allowed after 1 year only
  • Service Charge: 1% of loan amount up front

    Loan Documentation Fee
  • NPR 1,500 upto NPR 1 million loan
  • NPR 3,000 upto NPR 10 million loan
  • NPR 5,000 above NPR 10 million loan


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    Notices
    December 04, 2008
    Paid-up Value NRs. 100
    Maximum NRs. 3911.00
    Minimum NRs. 3770.00
    ClosingNRs. 3800.00
    Differ*55.00
    Shares788
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