1. Proposal incorporating at least the following:
a. The nature of business, location(s)
b. Business/Operations process, methodology in brief
c. Major customer segments
d. Introduction and experience of management executives & board members
e. Number and mix of employees
f. Declaration of existing credit facilities enjoyed from us or other financial institutions (if any)
g. Requirement for credit facility and its business justification.
h. Short and medium term future plans (if any)
2. Past three years' audited financial statements with next three years projected financial statements.
3. Projected financial statements for start-ups (less than two years old)
4. Certificate of Firm/Company registration
5. Tax Identification Certificate or PAN
6. Memorandum and Articles of Association (as applicable)
7. Certified shareholding pattern if shareholders have changed
8. Decision of Board of Directors to apply for credit facility and power of attorney to account operators
9. Tax paid receipt of last financial year (the most recent available)
We may need additional documents specific to a proposal, which will be asked after discussing your financing requirement.