Nabil Bank

Housing Finance

We are committed to provide finance for purchase or construction of your land and house so that you have a shelter of your dream. Please step into one of our branches and feel at home. The following are the features of housing finance scheme.

S.N.	Products	Loan Amount	Loan Tenor	Financial Ratio
1	Land Purchase	5 lakhs to 80 lakhs	upto 20 years	70% of distress value of property
2	Land & Building Purchase	5 lakhs to 80 lakhs	upto 20 years	70% of distress value of property
3	Construction	5 lakhs to 80 lakhs	upto 20 years	70% of construction cost
4	Renovation / Extension	3 lakhs to 15 lakhs	upto 20 years	70% of renovation cost
5	Refinancing (loan take over)	5 lakhs to 80 lakhs	upto 20 years	70% of distress value of property

Other Features:

Collateral for all above products required

At least 8 feet wide, motorable access to the land

Land to be free of guthi or mohi

Land to be far from high tension line

Third Party Collateral - not acceptable

Prepayment & Service Charges

2% of amount prepaid before 1 year

1% of amount prepaid after 1 year

Partial payment allowed after 1 year only

Service Charge: 1% of loan amount up front

Loan Documentation Fee

NPR 1,500 upto NPR 1 million loan

NPR 3,000 upto NPR 10 million loan

NPR 5,000 above NPR 10 million loan